Credit Underwriting Executive

Company Name: The Concept Group

Job Description:

• Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
• Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery when assigned by HOD
• Carrying out due diligence on Potential Clients.
• Reviewing application for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
• To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
• To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.
• Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.
• Detecting fraudulent applications with falsified/forged documents.
• Ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company’s interest is well protected.
• Conducting credit search (CRS & CRC Report) on credit bureau database.
• Conducting Email Verification & preparing Transaction Consummation Report.
• Reviewing transactions for final checklist and approval.

Requirements

• Candidates should possess an HND / B.Sc Degree with 2 years of experience.

Job Type: Full-time

Pay: ₦170,000.00 – ₦220,000.00 per month

Location: Lagos

Job Posted: 20th May 2025