Credit Officer
Company Name: GREAT RIDGE PRIME INTEGRATED LIMITED
Job Description:
We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will be able to help our clients get loans quickly while making sure we comply with the law.
Responsibilities
Review loan requests
Assess clients’ financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyze risks and approve or reject loan requests
Calculate financial ratios (e.g. credit scores and interest rates)
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor the progress of existing loans
Qualifications
Bachelor’s or Higher National Diploma in any discipline from an accredited polytechnic or University
- Good relationship and communication skills with strong team spirit
- Strong analytical skills
- Real motivation to work and grow in a performance-based environment
- Taste for fieldwork
- ADDITIONAL KNOWLEDGE / SKILLS REQUIRED
- Practical knowledge of micro / small/medium businesses
- Knowledge of the microfinance bank sector is an advantage
- Good writing skills
- Knowledge of the major local languages
- MUST LIVE IN LAGOS
Benefits and Perks - 13 months, leave allowance and other statutory benefit
- Join a young, passionate, hungry, and growing team of entrepreneurs & facilitators
- Flexible working hours.
Taste for Field work
Job Type: Full time
Job Posted: 27th March 2025